It’s mean to make us live alone

I have before me a letter from an indignant 68-year-old. Her son still lives with her, and this seems to be an arrangement satisfactory to both parties; except that she has now discovered that her son’s presence is a bar to her financial happiness. Her savings have been eaten away by a series of operations, and the NHS queues were so huge that she was obliged to go private. “The truly savage increases in council tax has added to my difficulties,” she reports.

So she noticed that she was so straitened that she seemed to be eligible for Gordon Brown’s new pension credit. She wrote off, disclosing every detail of her financial circumstances, as the benefit people require. Am I poor enough, she asked them nicely. Has the Labour Government taken away enough of my money for me to qualify?

Wee-eell, said the little tin gods who run the benefits department, that depends on your son. What is he worth, then? They said that he would also have to hand over the minutest records of his income and expenditure, no matter how personal, down to the last fiver. As his furious mother wrote: “I think it is an impertinence for a group of civil servants to expect him to hand over all his bank and financial details for a three-month period. There isn’t a businessman anywhere who would agree. My finances are nothing to do with him, anyway.”

Alas, of course, she has no choice…

Read the full article as published in the Telegraph

One major difference between the two is that homeowners insurance is actually required by most lenders if you are interested in financing your home through a mortgage, see this important details for a perfect mortgage lender offering a variety of products to help you purchase a home or refinance your existing mortgage with some of the most competitive rates. Mortgage insurance is a percentage of the loan amount, and usually not more than 30 percent. Still, we also recommend getting home warranty, so that you don’t have to worry about any home repairs in the future. Visit and get all the details.

If you don’t have a mortgage and your only option is to purchase a home through a loan, consider homeowners insurance first. It is more than a good idea to get homeowners insurance, and it might even help you get a better rate. But homeowners insurance is not as complicated or expensive as mortgage insurance.

When shopping for homeowners insurance, you can choose from many types, including a life insurance policy, cash-out loan insurance, term insurance and mortgage-backed asset insurance. Find the right mortgage insurance. If you’re financing a home mortgage with a mortgage loan, you may not need homeowners insurance to protect the security of your home.

If you’re a first-time home buyer, you may be eligible for a conventional mortgage or a non-conventional mortgage.

If you have a down payment of less than 20 percent, you may qualify for a home equity line of credit (HELOC). HELOC provides lower down payments and has a higher interest rate. The money in your HELOC may be used for general debt consolidation, refinancing, or a home equity line of credit. Get mortgage insurance for your home. The federal government, some state and local governments, and other lenders and insurers provide mortgage insurance to protect your home if the homeowner is lost or injured in a home-related incident. The government and lenders, such as Fannie Mae and Freddie Mac, also offer loans through which homeowners can buy the insurance they need. The mortgage insurance itself is paid for by the borrower.

How is HOA-ing different from a condominium?

You own your home in an HOA. Unlike condominiums, you pay an annual HOA dues that covers the operating costs and maintenance of the neighborhood association. You also pay monthly maintenance fees and a small annual registration fee.

How is an HOA different than a homeowner association? While homeowners associations typically take a hands-off approach to local affairs, they can have influence. The rules in an HOA can affect the manner in which a building is maintained, how a neighbor interacts with the building and the area in which it is located, as well as rules surrounding maintenance issues and legal matters. What does an HOA and a condo have in common? An HOA is a community association. Whereas a condo is a private home that has an owner, who makes most financial

Question: Weapons of Mass Destruction, Iraq and the legality of the war (to Geoff Hoon, Secretary of State for Defence)

See this entry in Hansard

Mr. Boris Johnson (Henley) (Con): Given that a vital part of the reconstruction of Iraq is presumably the discovery and removal of weapons of mass destruction, may I remind the Secretary of State of an answer that he gave to me more than six months ago, when I asked him whether the failure to find weapons of mass destruction undermined the legality of the case for war? He gave a four-word answer, which was, “They will be found.” Does the right hon. Gentleman still believe that? If not, does he not think that it is about time that the public saw all the legal opinion upon which the Government based the case for war?

The Secretary of State for Defence (Mr. Geoffrey Hoon): I congratulate the hon. Gentleman on his ingenuity, but he needs to check more carefully the precise circumstances in which military action was taken. It was taken on the basis of resolution 1441. We know that Saddam Hussein had used weapons of mass destruction previously; 1441 was given by the United Nations to Saddam Hussein as a last opportunity to co-operate with the international community. The coalition forces judged that he had failed to take that last opportunity. I am sure that a fair-minded observer of these affairs, as the hon. Gentleman is, would reach that conclusion.

Question: Commons Townlands hospital in Henley (to Dr Stephen Ladyman, Junior Minister, Department of Health)

See this entry in Hansard

Mr. Boris Johnson (Henley) (Con): Speech therapy is among the many services provided by the head injuries unit at the Townlands hospital, in Henley. How is it possible, at a time when this Government are allegedly pumping umpteen billions into the NHS, that it should be seriously contemplated that that hospital close? Will the Minister do everything in his power to live up to his Government’s promises and stop the closure of this valued and much-loved local hospital?  This means less tedious paperwork, no more back-and-forth with your provider about whether or not they take your insurance, and no more stress in finding the right clinic for you. Our guides use physical exercise and various activities to construct quality and mastery, and to improve visual perception, or the ability to perceive plans, More and more clinics are signing up to our platform every day, starting in the northeast and expanding rapidly throughout the country. Search above to match with a clinic in New York and high-quality cbd flower is available more than ever before with cbd becoming so main stream! CBD and weed delivery has become more popular according to an article from Bud Brothers.  The type of employer can affect both earnings and the number of job opportunities. The BLS reports that the offices of health practitioners, which include PTs, have the most jobs, with 35 percent of the total 174,490. Because of the large supply of professionals, salaries here average $75,760 annually. The highest pay is available in management, scientific and technical consulting services at $88,260 annually. Muscle contractions allow the body to move, stretch, extend and respond to external stimulus. As one ages, the tissues tend to become weaker and if left untreated, it can cause serious concerns in the future. Certain diseases and injuries of the spine and joints can also affect muscles, making it practically impossible for some to function independently. Physical therapy strengthens the muscles and makes the body more resistant.

Dr. Ladyman: The reconfiguration of hospital services, as the hon. Gentleman perfectly well knows, is a matter for local decision. We have devolved these matters to local areas so that local people can be involved in local decisions. If I were in a position to ask the hon. Gentleman the sort of question that he has just asked me, I would ask him how many speech and language therapists there would be if we carried out his plans to cut spending by 20 per cent.

The bullet points are telling

Most fаtаl truсkіng сrаѕhеѕ оссur bеtwееn 11 a.m. аnd 4 р.m., реаkіng at the 1 p.m. hоur wіth 676 fatal crashes (оvеr a three-year ѕраn).

I-10 іѕ the mоѕt fatal rоаd in thе nation fоr truсkіng сrаѕhеѕ.
More thаn 21% оf all lаrgе-truсk drіvеrѕ involved іn fаtаl сrаѕhеѕ had аt lеаѕt оnе рrіоr ѕрееdіng соnvісtіоn, nеаrlу the ѕаmе number аѕ thаt of passenger саr drivers іnvоlvеd іn fatal сrаѕhеѕ.
Fаіlurе tо yield thе right оf wау is one of the primary causes of truck accidents.

The іnfоrmаtіоn соmеѕ frоm a study еntіtlеd ‘An аnаlуѕіѕ оf fаtаl truсk ассіdеnt statistics.’ It was conducted bу Phоеnіx, AZ truck ассіdеnt attorneys wіth thе firm оf Bеgаm Marks & Trаulѕеn, P.A., іn соllаbоrаtіоn wіth 1POINT21 Intеrасtіvе, a full-ѕеrvісе digital аgеnсу bаѕеd in San Dіеgо, CA. You must visit here for better information. Negligence is unforgivable especially if it is committed by the only person you trust – your doctor. This is reason why we have experienced malpractice attorney to protect us form the malpractices of the medical professionals.

We can only sue our doctors after the infliction of actual damage. According to law, medical negligence covers various legal grounds. But there are certain definitions including the areas like wrongful administration of medical treatment and damages caused by the incompetence of the doctor. There are several ways on how we can get the best attorney for your case. You can always ask for recommendations or look over the internet.

A wrongful death is one that results from the negligence, recklessness, or inaction of another person or organization. The most common cause of wrongful death is medical malpractice, though accidents at the workplace, automobile accidents, and defective products also account for a large number of such deaths.

Immediate family members would include the parents, a spouse, or children, though a minor would require an adult guardian to act for him. Wrongful death lawsuits are civil lawsuits seeking compensation for emotional distress, loss of companionship, lost income or inheritance, lost benefits, medical costs, and funeral costs, among others. If you want to know more details about the wrongful death attorneys, do visit here.

Laws differ across states, and a wrongful death attorney can help you understand the law and put together a proper lawsuit. A statute of limitations applies to wrongful death lawsuits, and family members must file a suit within one to three years from the time of the victim’s death. A wrongful death attorney must thus be consulted as soon as possible after the death. It will be his job to prove that the defendant’s actions or inaction caused the death. He must also establish that family members are suffering as a result of the death and seek adequate financial compensation on their behalf.

But there is one thing that you have to be familiar with before you decide who to hire – cost. Not the cost of lawyer, but the litigation process. Even if there is really a medical negligence, the settlement may not be enough to cover all the expenses. There is a tendency that the cost of the litigation will exceed the award. So, you will be forced to choose either you consider it as a monetary loss or you have to pursue it as your principle tells you so. Here you can get help from New York City Lawyers ASK4SAM, medical malpractice attorney.

Your medical attorney will have to explain to you that if you decide to pursue your case, the process of litigation is difficult and long. You will be answering personal questions both in written and in live testimony. You will spend most of your time with your attorney because you will be assisting him in your case. There are also some cases that are easily resolved that it only took them months to adjourn their case. But make sure that the litigation process will not exceed three years. If that happens, you lawyer will give up on you case. You also have to be aware that not all malpractice suits are successful.

Wrongful death is known as the death of a person because of the negligence of another person or a direct result of other activities. The claims of the dead person are usually made by the parents, siblings, spouse or other family members due to the loss of a huge amount of money. Hiring a wrongful death attorney will be helpful for you in the process of claiming against companies or corporation or individuals. If you want to know more details about the Wrongful Death Lawyers at Malloy Law Offices, LLC, do visit here.

It is common for anyone to feel stressed or overwhelmed when they lost a dear member of their family. During such situation, the person alone is unable to deal with the claiming process. At this time, wrongful death attorney can help you to get the financial compensation, get justice and reduce some of your burden. A wrongful death claim is brought against someone who is responsible for the death. Usually this claim is filed to help the family with low income and to pay for funeral payments, but it can also be claimed to punish the other party for their negligence.

There are some countries that accept court cases for any reason is accepted. The law also protects that rights and credibility of the medical professionals that is why they require valid and strong proofs. The attorney’s professional objective is to investigate and asses your claim. If all the evidences are there, you and your lawyer will be able to get the highest possible damages or settlement from the questioned medical practitioner.

You have to remember that not all states and countries have the same governing laws. All of the laws are agreeable to specific trends and landmark rulings. For example, you are from UK and your friend who is based in New York asked you about compensations in personal injury. You cannot answer the exact amount because you are situated from different places. The laws in UK will never be applied in New York and vice versa.

An injury is uncertain and happen to anyone at any point of time. It mostly happens due to other’s mistake.Well, an injury can of any type like medical malpractice or an accident. The prime objective of a New York personal injury lawyer is to concentrate on protecting his client’s rights and entitlements when he is not able to defend himself. Basically an injury is a legal matter and a personal injury lawyer is one such person who will help anyone whoever is in need. The DORCHESTR CTR, MA 02124, USA lawyer will help the victim to claim for the damages that happened with him or her. After an injury, a victim is entitled for the compensation and so to recover the compensation a personal injury lawyer will take legal actions on the client’s behalf. The lawyer will file a case in the court of law to get the compensation amount for his client.

A lawyer is a qualified professional adviser who assists the victims on legal matters. A New York personal injury law refers to the law that seeks to defend victims who are harmed by the action of someone else or an individual. This type of injury law is also known as tort law. An injured person or a victim can demand a claim for injury gain from the one is responsible for it. A victim of personal injury, physical damage, or emotional distress must be familiar of the suitable steps to be taken to win the case and all these can happen with help of a lawyer. While residing in New York, one can find various personal injury lawyers who deal with aim of client satisfaction.

“Wе аnаlуzеd thrее full уеаrѕ (2015-2017) оf nаtіоnаl trаffіс соllіѕіоn dаtа tо рrеѕеnt еvеrу truck ассіdеnt ѕtаtіѕtіс, fасt аnd іnѕіght аvаіlаblе,” еxрlаіnеd Samantha Lаrѕоn of 1POINT21.

Most people never suspect that the day will come when they will need a truck accident lawyers, but roadway mishaps involving semis, rigs, eighteen wheelers and other large trucks are actually far more common than most individuals could ever imagine. And unfortunately, accidents involving these oversized vehicles are more likely to result in bodily harm, even death, than the typical car accident.

Many factors enter into this tendency. First and foremost, the sheer weight of these vehicles makes the impact of a crash far worse than it would be with a typical car. Then factor in the fact that it takes a big rig a much longer leeway time to come to a full stop, and you’ve got yourself a perfect recipe for disaster. Individuals who have suffered as a result of a truck driving accident, however, need not have their pain and anguish be in vain. A truck accident lawyer can help them get the compensation they deserve.

Frоm 2015-2017, lаrgе truсkѕ wеrе іnvоlvеd іn nеаrlу 11,000 fаtаl crashes оn U.S. rоаdwауѕ-kіllіng 12,230 реорlе, ассоrdіng tо thе study.

In thе U.S., nearly 70% of аll frеіght іѕ trаnѕроrtеd bу truсk, accounting for $671 bіllіоn worth of mаnufасturеd аnd rеtаіl gооdѕ bеіng trаnѕроrtеd bу truсk еvеrу уеаr. According tо the National Highway Trаffіс Sаfеtу Administration (NHTSA), іn 2015 thеrе were 11,203,184 lаrgе truсkѕ rеgіѕtеrеd, while in 2016 thаt number іnсrеаѕеd tо 11,498,561 (NHTSA, 2019). Clеаrlу, wе аrе hіghlу dependent upon large truсkѕ.

Lаrgе trucks ассоuntеd fоr 9% of thе vеhісlеѕ іnvоlvеd іn fatal ассіdеntѕ in 2017. Of the 4,657 large trucks іnvоlvеd in those сrаѕhеѕ, 69% were соmbіnаtіоn truсkѕ (trасtоr-trаіlеr, dоublеѕ, straight truсk wіth trаіlеr, еtс.).

Truck ассіdеntѕ аrе сlеаrlу a tragedy, fоr thе victims and for thоѕе causing the accident. If уоu hаvе ever bееn involved іn a саr ассіdеnt mу rесоmmеndаtіоn wоuld be to соntасt tо gеt аll the lеgаl help уоu nееd.

Ecommerce developement

Ecommerce development has been driven to some extent by the increment in the use of mobile devices by users and vendors alike. As the use of these devices in the retail environment increases, mobile and ecommerce developers are faced with the challenge of enhancing the user experience while at the same time managing the increasing complexity and high costs of mobile commerce. At the same time, they know how important it is to attract new customers by giving them great offers.

Free Vector | Online shopping isometric icons set with digital devices and  clothing ecommerce stores orders, boxes, bags with purchases.

With this in mind, many developers have focused on the use of new types of technologies to streamline the user interface while at the same time enhancing the overall user experience. Ecommerce companies are also taking the advantage of using outsourcing services just like the accounting and tax services.

Mobile Commerce in The Context of Mobile Development

Many companies have begun to use the application of mobile technologies to improve their overall business processes, in order to reduce the need for human resources, increase productivity and increase market share. One application that has emerged as a preferred solution to streamline customer interactions is mobile commerce. The industry standard of the last few years has been to integrate business-critical ecommerce apps into the user’s web browser, with the objective of reducing a user’s time spent on the desktop while at the same time increasing revenue, and thus creating an overall better user experience. In this article, I will show how one application, AppBazaar (now part of Appy ) can be used as a mobile commerce platform, offering both on-site and web-based customer experiences. If you are too looking to give your website users a nice experience, consider the help from experts like this digital asset management company.


AppBazaar was created to create a single application that integrated all of the functions needed for a successful mobile commerce business. It has quickly been adopted by hundreds of businesses around the world and has created new ways to buy and sell virtually anything from the comfort of your home or office. And for marketing your business, you need to contact a PPC agency for that. The application integrates seamlessly with the most popular mobile devices and offers users a full range of new and emerging features that have enabled businesses to build more dynamic mobile experiences. Most importantly, AppBazaar is an enterprise application. AppBazaar is a full-featured, secure and scalable enterprise mobile commerce application that is 100% compatible with all major mobile operating systems. It offers a secure, scalable and enterprise-grade mobile commerce platform and marketplace that can be used to run and leverage the full range of products offered on the AppBazaar network, including the highly successful Bitmoji app. More information about the AppBazaar mobile commerce platform is available on the AppBazaar website. AppBazaar’s mobile commerce application for businesses is available for download on iTunes and Google Play.

The AppBazaar App for Business offers a secure and scalable enterprise-grade mobile commerce application that is 100% compatible with all major mobile operating systems. It offers a secure, scalable and enterprise-grade mobile commerce platform and marketplace that can be used to run and leverage the full range of products offered on the AppBazaar network, including the highly successful Bitmoji app. More information about the AppBazaar mobile commerce platform is available on the AppBazaar website. You can also visit sites like to learn how you can reduce your credit card processing fees.

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What is the best way to promote your online shop and boost sales? How can you increase organic traffic to your ecommerce store without relying on PPC and paid advertising?

The answer is through ecommerce SEO.

In this post, you will learn what is ecommerce SEO, what is the difference with ‘normal’ SEO, why you should invest in ecommerce SEO and how to approach the search engine optimization for an online shop.

What is ecommerce SEO?

Ecommerce SEO (or Shop SEO) is a term used to describe the search engine optimization process for online shops.

In simple words, it’s a set of rules to apply to an ecommerce website so that it’s search engine friendly.

Is ecommerce SEO different than SEO?

The obvious question is, what is the different between ecommerce SEO and SEO in general?


Is it the same thing with a different name?

Not quite.

Ecommerce SEO includes all concepts of SEO with an addition of some guidelines that are specific to online shops that may not be applicable to other types of websites.

For example, for a non-commerce website, the category pages may not be so important SEO wise, but for an ecommerce website they are important and need special attention.

Another difference is blogging. An active blog has a different role to play when doing SEO for ecommerce websites and when doing SEO for non-ecommerce websites.

To avoid any confusion, anything you read about SEO in my SEO Tutorial or SEO Guide, is applicable for online shops as well. Shop SEO is over and above normal SEO.

Benefits of ecommerce SEO for online shops

What are the benefits of SEO for ecommerce websites? Why should shop owners invest in SEO?

Exposure to search engines

An ecommerce website is in reality an online business.  It’s not a hobby or a website made for fun, but it’s a business that needs to make sales, profit and grow over time.


Search engines respond to millions of queries per day and many of them are related to ecommerce.

Besides going directly to ebay or amazon, thousands of people per day are using search engines, and in their majority Google, to find a product to buy.

Ecommerce SEO will help you gain exposure in search engines and get your fair share of traffic.

Get high rankings for keywords that matter

Getting traffic from search engines is the first step but it’s not enough.

What you need is targeted traffic.

Targeted organic traffic is coming from users who know exactly what they want.

These users have a clear intent and they express this intend when they type a query in the search box.

For example, when a user types “buy hd water resistance video camera” in the search box, it has a clear intend and if you have an ecommerce site selling video cameras, it’s the type of user that will most probably convert.

Through Ecommerce SEO you will be able to identify and optimize those long tail keywords that can get you higher rankings and make a difference to your business. Get the most professional assistance from the best SEO Tampa Florida agency.

SEO It’s the only way to create a long lasting online business

If you already have an online shop, you should know that there are a number of ways to get instant traffic to your website.

Google Adwords is one of the most popular and efficient ways to get traffic fast, followed by Facebook and other social networks (depending on your niche).

The problem with these methods is that once you stop paying for advertising, traffic and sales will drop.

That’s not the case with SEO.

A well designed SEO campaign will bring traffic to your website 24X7 for months or even years to come.

It does take time for SEO to work but the results are long lasting, creating a higher ROI in the long run, compared to any other marketing technique.

So, if you want to create a business that will generate traffic on its own without relying solely on paid advertising, SEO is the way to go.

Throughout high school, I was always taught that student loans were always good debt that helped the young man grow in the world. Student loan debt was a sign that he was “on the path,” and with that debt, he would be able to work hard and earn more and better wages. When I had $30k in debt and still couldn’t pay the rent, it was because my employer didn’t pay enough in wages.  Don’t get me wrong, student loans are great but you need to know how to use them and where to look for them. One of the best options now a days can be found at SoFi.

With the financial crash of 2008, we all knew that the economy was in a terrible situation. Unemployment skyrocketed, and many young people were forced to take out huge loans in order to be able to survive. This led to people in my generation, both students and older people, to think that student loans were good debt.

For years, the financial bubble of the 2008 economy was on everyone’s minds. I think many millennials took it for granted that this bubble was going to last forever. However, it has now blown up in our face and destroyed our economy.

In fact, the overall wealth distribution is quite distorted in today’s economy. The majority of people are actually getting a net negative distribution of wealth, with less of the nation’s wealth than it was before 2008 going to the rich and more of the wealth going to the poor. We as a nation need to rethink how we organize wealth creation and distribution and go back to the days where wealth creation was based on merit. Instead of trying to be one of the wealthiest countries in the world, we need to work to end this injustice.

Some of the recent headlines out of Switzerland make it easy to understand why we as Americans are frustrated and concerned. The country has struggled to balance its budget over the last few years, even while managing to stay largely unaffected by the Great Recession and the rest of the world’s economic downturn. Yet, despite having one of the best credit ratings in the world, it was unable to reduce its massive debt by any significant amount even while the rest of the world moved in the opposite direction.

In a paper published in 2013, we examined Swiss public sector debt and its implications for the United States. Our analysis revealed that despite Switzerland’s strong rating, it is the second largest debtor in the world. If this analysis is correct, our budget problems could be even worse than we think.

One of the most pressing problems facing the United States is the amount of debt it owns. With more than $16 trillion in debt, this has enormous implications for future generations. One can see how this could pose challenges for our budget. As of July 1, 2013, the government borrowed a total of $871.2 billion in the U.S. Treasury. Approximately $460 billion of this total is in the form of public debt. This has an impact on how we must manage this debt as the U.S. economy is already struggling. How much debt does the U.S. Treasury own?


Provides news, articles and photos by and about the politician, journalist and columnist Boris Johnson